Lambert Brothers Insurance Broker (Thailand) Co., Ltd

บริษัท แลมเบิร์ท บราเธอร์ อินชัวรันส์ โบรคเกอร์ (ประเทศไทย) จำกัด

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+66 76 608 803

Property All Risks and Liability Insurance

Property All Risks and Liability Insurance

This policy provides cover for your assets which can include buildings, furniture, fixtures, fittings, stock, electronic equipment and the like. Cover is on a reinstatement basis for buildings, and replacement basis for stock and contents.

Property insurance protects physical assets against loss or damage from accidental, natural, or man-made causes.

Common Types:

Fire Insurance

Basic coverage (fire, lightning, explosion).

Property All Risks Insurance (PAR)

Comprehensive coverage (accidental damage, theft, flood, earthquake, water damage etc.).

Content or Condominium Insurance

For private residences; covers structure and/or contents.

Commercial Property Insurance

For business properties like factories, offices, shops.

Coverage May Include:

  • Buildings and structures
  • Fixtures and fittings
  • Machinery and equipment
  • Stock and inventory
  • Loss of rent or alternative accommodation (for homeowners)

Liability Insurance

that extends from the property insurance, covers to indemnify the insured against all sums which the insured shall become legally liable to pay in respect of:-

  • Accidental injury, illness, disease, and/or death, and/or loss or damage to property to third parties occurring within the premises during the period of insurance.
  • Legal costs or expenses incurred with the insurer’s consent